Health Insurance

The benefit of our decades of industry experience

To find the best balance between coverage and cost, Benefit Design Associates will give you the benefit of decades of industry experience and close working relationships with insurance carriers. We’ll prepare a plan that will help you obtain the kind of quality health insurance that’s both affordable for you and attractive to the employees of your small or medium-size business.

60% in the United States have employer-sponsored group health insurance

It has been reported that over 60% of the U.S. population that has health insurance receive their health care coverage through an employer-sponsored group health insurance plan. Although health insurance regulations may vary considerably from state to state, there are definite advantages to obtaining your health insurance coverage through an employer.

Companies health care benefits are increasing dramatically

In recent years, companies have seen a dramatic increase in the cost of providing health care benefits to their employees. This is primarily due to the rising cost of health care and prescription drugs. Because of rising premiums, many companies have been forced to increase their contribution or reduce the benefits they offer employees under their group health insurance plans. And that increases the out-of-pocket expenses paid by workers for medical treatment or prescription drugs.

We help businesses control health benefits costs

Health insurance for any company can be a challenge. As your business grows, it faces increasingly complex risks from many directions. Whatever situation you may face today or in the future, Benefit Design Associates will help you find the best possible way to provide appropriate coverage at an affordable cost.